Ledger & Co. runs your monthly close, builds a rolling 13-week cash-flow forecast, and keeps your books audit- and tax-ready year-round — so you make decisions on real numbers, not a gut feeling and a bank app.
320+ small businesses trust their books and forecasts to us.
7.2 mo
↑ 0.6 mo vs last quarter12 days
↓ 9 days improvedBank and card reconciliation, categorized transactions, accrual adjustments, and a reviewed P&L and balance sheet — delivered the same week every month, not whenever someone gets to it.
A rolling 13-week forecast so you see a cash crunch — or a hiring window — months out.
Clean, GAAP-consistent books with a full audit trail, ready to hand to your CPA at filing time.
Monthly strategy sessions on margin, pricing, and runway — without a full-time CFO salary.
Vendor bill pay, customer invoicing, and aging cleanup so cash moves both directions on time.
We pull your last 12 months, flag what's broken, and scope the cleanup before any work starts.
We migrate or rebuild your chart of accounts and reconcile the backlog so day one starts clean.
Books close by day 5, every month, with a reviewed P&L, balance sheet, and forecast update.
A 45-minute walkthrough of runway, margin, and scenarios — decisions backed by your real numbers.
320+
Small businesses with their books on Ledger & Co.
$48M
Tracked across client cash-flow forecasts every month.
4.2 days
Average time to close a client's books each month.
98%
Of client tax filings submitted on time, every quarter.
"We went from finding out we were low on cash the week payroll hit, to seeing it coming three months out. Ledger & Co. is the first finance team I've trusted enough to stop checking the bank app every morning."
"Our books used to be a December scramble for our CPA. Now they're closed and reconciled by the 5th of every month, and our fractional CFO session catches pricing problems before they show up in the bank balance."
For pre-revenue and early-stage businesses getting their books in order.
For businesses ready to plan ahead, not just look back.
A fractional CFO embedded in your monthly rhythm, not just your books.
No — we keep your books reconciled and tax-ready year-round so your CPA's filing work is faster and cheaper. We coordinate directly with them every quarter and at year-end.
Most clients start there. Our Discovery & Books Audit step is built for exactly this — we scope the backlog, quote a fixed cleanup project if needed, and get you to a reconciled baseline before monthly close begins.
We work natively in QuickBooks Online and Xero, and connect directly to Gusto, Brex, Ramp, Mercury, Stripe, and Bill.com — no new software for you to learn.
Our average is 4.2 days into the new month, with a hard internal target of day 5. You get a calendar invite and a delivered close packet every time — no chasing.
Yes. Every plan is month-to-month — no long-term contracts. We earn the renewal with the close, not a cancellation fee.
Book a free 30-minute consult. We'll look at your current books, tell you honestly what shape they're in, and map out what a clean monthly close would look like for your business.